:root{--blue:#0d47a1;--blue-900:#072a63;--blue-700:#0a3a87;--gold:#f2b705;--bg:#f7f9fc;--text:#0f172a;--muted:#475569;--white:#ffffff;--maxw:1100px;--radius:16px;--shadow:0 8px 24px rgba(0,0,0,.08)}
*{box-sizing:border-box}html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Cantarell,Noto Sans,sans-serif;color:var(--text);background:var(--bg);line-height:1.6}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}
.btn{display:inline-block;padding:12px 18px;border-radius:999px;border:2px solid var(--gold);background:var(--gold);color:#1b1b1b;font-weight:700;transition:.2s;box-shadow:var(--shadow)}
.btn:hover{transform:translateY(-1px);text-decoration:none;filter:brightness(0.95)}
.btn-outline{background:transparent;color:var(--gold)}.btn-dark{background:var(--blue);border-color:var(--blue);color:var(--white)}
.grid{display:grid;gap:24px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
@media(max-width:900px){.grid-2,.grid-3{grid-template-columns:1fr}}
.topbar{background:linear-gradient(90deg,var(--blue),var(--blue-700));color:var(--white);position:sticky;top:0;z-index:10;box-shadow:var(--shadow)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:12px 0}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:.3px;color:#fff}
.brand .logo{width:40px;height:40px;border-radius:10px;background:linear-gradient(135deg,var(--gold),#ffe57f);display:inline-block;box-shadow:inset 0 0 0 2px rgba(0,0,0,.05)}
.nav-links{display:flex;align-items:center;gap:14px}.nav-links a{color:#fff;opacity:.95}.nav-links a:hover{opacity:1}
.hamburger{display:none;background:transparent;border:0;width:44px;height:44px;position:relative}
.hamburger span{position:absolute;left:10px;right:10px;height:3px;background:#fff;border-radius:2px;transition:.2s}
.hamburger span:nth-child(1){top:12px}.hamburger span:nth-child(2){top:20px}.hamburger span:nth-child(3){top:28px}
@media(max-width:900px){.hamburger{display:inline-block}.nav-links{position:absolute;left:0;right:0;top:64px;background:linear-gradient(180deg,var(--blue-700),var(--blue));display:none;flex-direction:column;padding:12px 20px;border-bottom-left-radius:16px;border-bottom-right-radius:16px}.nav-links.open{display:flex}.nav-links a{padding:8px 0}}
.hero{color:var(--white);padding:72px 0 48px;background:linear-gradient(180deg,var(--blue),var(--blue-900))}
.hero h1{font-size:clamp(32px,4vw,48px);margin:0 0 12px}.hero p{font-size:clamp(16px,2.2vw,20px);max-width:800px;opacity:.95;margin:0 0 24px}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap}
section{padding:56px 0}.card{background:var(--white);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}.card h3{margin-top:0}
.kicker{font-weight:800;color:var(--blue);text-transform:uppercase;letter-spacing:.12em;font-size:12px}h2{font-size:clamp(24px,3vw,32px);margin:0 0 12px}.lead{font-size:18px;color:var(--muted);margin:0 0 16px}
.checklist{list-style:none;padding:0;margin:0}.checklist li{padding-left:28px;position:relative;margin:10px 0}.checklist li:before{content:"✓";position:absolute;left:0;top:0;color:var(--gold);font-weight:900}
footer{background:#0a2457;color:rgba(255,255,255,.9);padding:32px 0;margin-top:32px}footer a{color:#e6f0ff}.footergrid{display:grid;gap:16px;grid-template-columns:2fr 1fr 1fr}@media(max-width:900px){.footergrid{grid-template-columns:1fr}}
form{display:grid;gap:12px}input,textarea{padding:12px 14px;border-radius:12px;border:1px solid #dbe3f3;background:#fff;outline:none}input:focus,textarea:focus{border-color:var(--blue)}textarea{min-height:140px}
.img-responsive{max-width:100%;height:auto;border-radius:16px;box-shadow:var(--shadow)}
.mt-0{margin-top:0}.center{text-align:center}.badge{display:inline-block;padding:6px 10px;border-radius:999px;background:#e8f0ff;color:var(--blue);font-weight:700}.shadow{box-shadow:var(--shadow)}